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This is a multipurpose loan product designed to meet an individual customer’s short-term, small financial needs and long-term capital investment. It is made available to individuals within the parameters of the regulatory framework. It makes life comfortable by providing hassle-free finance facilities at a competitive interest rate.
Rate:
Base Rate + upto 5.00%
- Nepalese citizen having minimum 18 years of age
- Salaried/Self-employed individual with stable source of income
- Personal identification of loanee
- Photographs of loanee
- Family details
- PAN/VAT certificate (if business income)
- Collateral details and genuine certificates
- Collateral Tax receipts