A simple savings account is a basic savings product of the finance where an individual can enroll for saving/transacting money and at the mean time earn interest on balance deposits.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

Normal savings is a type of saving product launched for the individuals of every age group. The nature of this account is to make people a habit of saving over a period of time while earning interest. Anyone is eligible to open the account.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

This account is only for women to encourage their saving and banking habit. With this, the finance believes, it can differentiate its product features to better suit women and contribute empowering them towards financial independency. All the women above the age of 18 years are eligible to open this account.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

Senior citizen savings account, it is a special savings product targeted towards senior citizen who are 60 years and above. This product is designed to provide special requirement of senior citizens of the country.

Minimum balance – Rs.100.

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

This account is introduced to increase the savings behavior to children below the age of 18 years(minor). Account operations shall be made by the authorized guardian or any or both the parents till the child crosses the age limit of 18. The account operation after the age of 18 shall be carried through the accountholder discontinuing the minor account operation process.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

This account is focused on those individuals who have invested their values on the company. It is specialized for the individual with a view to offer various services and feature to increase the value to respected investors.

Minimum Balance – Rs.100

Interest Rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

Shareholder savings a/c is developed for the shareholders of CFL for their savings objective. It is exclusively for valued shareholders of CFL only.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

The employee saving a/c is designed for the savings of salary of the employees of different firms. It is dedicated to provide financial service to salaried staffs of different companies.

Minimum balance – Rs.100

Interest rate – 5.75%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

A provident fund saving account facilitates managing provident funds for different organization. Organizations can arrange this provident fund contribution

through this account.

Minimum balance – N/A

Interest rate – 5.75%

Social welfare saving account is provided to those customers who want to collect his/her social security funds.

Minimum balance – N/A

 Interest rate – 5.75%

Facilities: –

• Cheque book facility

Special saving account is designed to serve with higher rates than the normal account along with higher rated features to provide.

Minimum balance – Rs.1,000

Interest rate – 6.00%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

Central smart saving account is targeted to serve any individuals with highest interest rate provided than the normal account along with higher rated features to provide.

Minimum balance – Rs.10,000

Interest rate – 6.50%

Facilities: –

• ATM Card
• Mobile Banking
• Cheque book facility
• Statement service

Corporate deposit is a deposit product that financial institutions offer to corporate banking clients. Central Finance targets large commercial companies, public institutions, agencies or other financial institutes for this product.

Minimum Balance – Rs.100

Interest Rate – Up to 2.88%

Facilities: –

• Mobile Banking
• Cheque book facility
• Statement service